Given the new Coronavirus situation, Miss Nova Credit does not accrue  borrowers during the state of emergency, after the state of emergency, each borrower will agree, on an emergency basis, on an individual interest rate schedule.

Miso Nova Credit Wish You Health !!

"Nova Credit" is a Financial Institution which was founded in Tbilisi in 2010. On December 29, 2010, National Bank of Georgia awarded the status of microfinance organization.



The main purpose of our work is crediting small and medium income individuals and their businesses.



"Nova Credit" offers Mortgage and Auto-Loans. The loans given for extending the current businesses as well as for new startups. The currency of the loan is in US Dollars and the guarantee of the loan can be either an automobile or a real estate. The loan can be repaid by just paying a percentage and then repaying the base in the end or paying a fixed amount monthly using the reducing interest rate principle. Monthly payment includes part of the base loan with an interest rate. There can be an exclusive agreement where a client can ask for a certain repayment schedule. The loan will be given out at most in 1 day.



In 2016 we added another product called Quick Loan, which is targeted for small business owners, the currency of the loan is in Laris and has an easy and flexible repayment mechanism. The loan can be given out in less than 15 minutes.