Mortgage Loan

home loan

Mortgage loan:

• Loan currency - GEL;

• Type of payment - annuity/interest;

• Loan term - 6 - 60 months; 

Personal Data:

The borrower must be an individual of Georgia;

Borrower's age -18 -70 years. (taking into account the term of the loan) 

Loan mortgage:

Located in the territory of Tbilisi, Rustavi, Batumi:

• Commercial Space.

• Land.

In the case of other cities, it is considered individually. Based on evaluation of a property.

Criteria for real estate intended for borrower security:

• The real estate intended for collateral must not be in a state of disrepair;

• Must not be under construction (real estate under construction is acceptable if the building is roofed and communications are included)

Required Documents:

• ID card of the owner;

• Property document from the public register.

• Proof of income (individually at the discretion of the company).

Purpose of the Mortgage loan:

• Financing of property purchase/construction/renovation works for personal needs.

The mortgage loan amount is:

• At least 5,000 GEL;

• Maximum 100,000 GEL.


• within one day of the interview.

Any form of payment acceptable to the borrower:

• repayment of the loan principal and interest equally (annuity);

• interest-only repayment.

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April 2024


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