Motgage Loan

home loan

Mortgage loan Terms:

• Loan currency - Georgian Lari for natural persons; USD for legal entity;

• Type of peyment - annuity or only percentage payment;

• Loan term - 1-10 months in Lari, 1-60 months in USD; 

Personal Data:

The borrower must be a resident-natural person or legal entity;

Borrower's age -18 -70 years. (Maturity of the loan)


Tbilisi, Rustavi, Mtskheta, located on the territory:

• Apartment buildings;

• private house;

• Cottage;

• Commercial Space.

Other cities in the rest of the case is considered individually. Based on evaluation of a property.

Designed to ensure the borrower's real estate criteria:

• providing for the property should not be damaged;

• not be under construction (construction of housing is acceptable in the case of the building is covered and included communications)

Required Documents:

• the owner's identity card;

• The updated extract from the Public Registry, the term of the loan is approved shall not exceed 15 days;

• Nova Credit Credit Committee's decision in the case of additional evidence can be required (s).

Mortgage loan:

• Real estate / construction / renovation financing, for personal use, business development, including the "start-up" funds, other loans overlap .. Mortgage loan - the fee is payable:

• a minimum of $ 1,000;

• a maximum of 50 000 equivalent USD.


• interview to one day.

Any form of payment acceptable to the borrower:

• repay the loan principal and interest in equal measure;

• only interest is covered.

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December 2022


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